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Has Hurricane Helene Affected You?

Get tips from legal experts on how to make sure your insurance company covers you after the storm

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CBS 60 Minutes Exposes Alleged Insurance Company Fraud

On September 29, 2024, Merlin Law Group’s Steven Bush, Esq. appeared on 60 Minutes to discuss the challenges homeowners faced after Hurricane Ian. The investigation uncovered troubling practices where altered damage reports led to lower insurance payouts, leaving policyholders without the resources needed to rebuild. In the wake of Hurricane Helene, this conversation is more critical than ever.

Dealing with Hurricane Helene's Aftermath

Hurricane Helene, like Katrina and Harvey before it, will be remembered for its devastating impact on lives and properties.

In the wake of Helene:

  • Severe Damage: Countless homes and businesses have suffered extensive damage, highlighting the urgent need for fair and accurate insurance claim payouts.
  • Claim Challenges: Many victims will face complex claim processes, with some encountering denials or underpayments from insurers.
  • Forecast Warnings: With the ongoing hurricane season predicted to be above normal, further challenges may arise even as the season comes to a close.1

If your home was damaged or destroyed by Helene, not getting the money you need from your insurer to cover repairs can feel like a second disaster. Few experiences are more frustrating and distressing than finding out your claim has been denied, or that it will take months to get your payments while you’re attempting to rebuild.

1 “NOAA predicts above-normal 2024 Atlantic hurricane season.” https://www.noaa.gov/news-release/noaa-predicts-above-normal-2024-atlantic-hurricane-season

Storm damage photo

Make sure you’re covered

Find out how to make sure you’re covered. Download our free eBook, Hurricanes: A Complete Policyholder’s Guide and Preparedness Checklist, for tips on:

  • Checklists for how to protect your house, your yard, your car, and your boat
  • Info on state sales tax holidays for buying emergency preparedness equipment
  • How to document your property — before and after a storm — to make the strongest insurance case you can
  • Exclusions to look out for when picking your policy
  • Questions to ask your agent to make sure you’re covered
  • How to deal with insurance adjusters
  • How to get agents and adjusters’ promises in writing to hold them accountable
  • Common reasons insurance companies deny claims
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We’re experts in insurance law

Chip Merlin Jr., Esq.

As the original “Policyholder’s Advocate™,” Merlin Law Group founder and president William “Chip” F. Merlin Jr., Esq., has tirelessly dedicated his law practice to representing and advocating for policyholders across the country in disputes with their insurance companies. Chip was noted as the “Babe Ruth of hurricane lawyers” for his work on behalf of 23 municipalities and hundreds of policyholders following Superstorm Sandy, and The Tampa Bay Times dubbed him “the Master of Disaster” for his nationwide catastrophe work. Most recently he was assigned to the Champlain Towers South Collapse Task Force, a $1.1 billion insurance recovery effort.

Since 1985, he and fellow Merlin Law Group attorneys have been committed to policyholders, working and winning cases from Florida and Texas to Colorado and California, recovering over $2 billion in damages for their clients.




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